William Jos. Kozlowski, CIC         President           William J. Kozlowski, CPCU, CIC Chairman of the Board   Dianne M. Kozlowski         Secretary/Treasurer   Phyllis F. Porter         Personal Lines Agent Customer Service Representative   Mary Kozlowski-Carpenter         Personal Lines Agent Customer Service Representative   Brenda Kurgan         Commercial Lines Life & Health         Customer Service Representative   Jackie Mitchell         Administrative Assistant